home insurance wildfires colorado

Why homeowners insurance costs so much in Colorado, and what we’re doing about it (Opinion) — Photo by Ivan S on Pexels

Home Insurance Home Safety vs Standard Policy After Fire

Home safety upgrades such as fire-resistant roofing and defensible landscaping can reduce insurance premiums by up to 18% and lower claim costs compared with a standard policy after a fire. The savings stem from measurable risk reductions that insurers translate directly into lower rates. In 2023, Colorado saw a 27%